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Compare the2026 Toyota 4Runner VS 2027 BMW X5

2027 BMW X52026 Toyota 4Runner

Safety

For enhanced safety, the front and second-row seat shoulder belts of the Toyota 4Runner have pretensioners to tighten the seatbelts and eliminate dangerous slack in the event of a collision and force limiters to limit the pressure the belts will exert on the passengers. The BMW X5 doesn’t offer pretensioners for its rear seat belts.

For enhanced safety, the front seat shoulder belts of the Toyota 4Runner are height-adjustable to accommodate a wide variety of driver and passenger heights. A better fit can prevent injuries and the increased comfort also encourages passengers to buckle up. The BMW X5 doesn’t offer height-adjustable seat belts.

In the past twenty years hundreds of infants and young children have died after being left in vehicles, usually by accident. When turning the vehicle off, drivers of the 4Runner are reminded to check the back seat if they opened the rear door before starting out. The X5 doesn’t offer a back seat reminder.

In a Vehicle-to-Vehicle Frontal Crash Prevention 2.0 test conducted by the Insurance Institute for Highway Safety (IIHS), the Toyota 4Runner achieved a “Good” rating - the highest possible - for its performance in forward collision warning and automatic braking systems, demonstrating its excellent capabilities in preventing collisions. The BMW X5 has not been tested.

Both the 4Runner and the X5 have standard driver and passenger frontal airbags, front side-impact airbags, driver and front passenger knee airbags, side-impact head airbags, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, post-collision automatic braking systems, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras, rear cross-path warning, driver alert monitors, available four-wheel drive and around view monitors.

Warranty

Toyota’s powertrain warranty covers the 4Runner 1 year and 10,000 miles longer than BMW covers the X5. Any repair needed on the engine, transmission, axles, joints or driveshafts is fully covered for 5 years or 60,000 miles. Coverage on the X5 ends after only 4 years or 50,000 miles.

There are almost 4 times as many Toyota dealers as there are BMW dealers, which makes it much easier should you ever need service under the 4Runner’s warranty.

Reliability

J.D. Power and Associates’ 2025 survey of the owners of three-year-old vehicles provides the statistics that show that Toyota vehicles are more reliable than BMW vehicles. J.D. Power ranks Toyota fourth in reliability, above the industry average. With 27 more problems per 100 vehicles, BMW is ranked 9th.

From surveys of all its subscribers, Consumer Reports’ March 2026 Auto Issue reports that Toyota vehicles are more reliable than BMW vehicles. Consumer Reports ranks Toyota first in overall reliability. BMW is ranked fifth.

Engine

The 4Runner Trailhunter’s standard 2.4 turbo 4-cylinder hybrid produces 37 lbs.-ft. more torque (465 vs. 428) than the X5’s 3.0 turbo 6-cylinder hybrid. The 4Runner’s optional 2.4 turbo 4-cylinder hybrid produces 37 lbs.-ft. more torque (465 vs. 428) than the X5’s 3.0 turbo 6-cylinder hybrid.

Tires and Wheels

For better traction, the 4Runner TRD Sport/Limited/Platinum’s tires are larger than the largest tires available on the X5 (265/55R20 vs. 255/50R21).

The Toyota 4Runner’s wheels have 6 lugs for longer wheel bearing life, less chance of rotor warping and greater strength. The BMW X5 only has 5 wheel lugs per wheel.

The 4Runner has a standard full size spare tire so a flat doesn’t interrupt your trip. A full size spare isn’t available on the X5; it requires you to depend on a temporary spare, which limits mileage and speed before replacement.

Suspension and Handling

The 4Runner offers an active front sway bar, which helps keep it flat and controlled during cornering, but disconnects at lower speeds to smooth the ride and offer greater off-road suspension articulation. This helps keep the tires glued to the road on-road and off. The X5 doesn’t offer an active sway bar system.

For better maneuverability, the 4Runner’s turning circle is 2.6 feet tighter than the X5’s (39.4 feet vs. 42 feet).

Chassis

The Toyota 4Runner may be more efficient, handle and accelerate better because it weighs up to about 750 pounds less than the BMW X5.

Passenger Space

The 4Runner offers optional seating for 7 passengers; the X5 can only carry 5.

Cargo Capacity

The 4Runner’s cargo area provides more volume than the X5.

4Runner

X5

Third Seat Folded

44.8 cubic feet

n/a

Third Seat Removed

48.4 cubic feet

27.3 cubic feet

Second Seat Folded

84.4 cubic feet

67.7 cubic feet

The 4Runner’s liftgate lifts up in one piece, completely out of the way of loading and unloading, while sheltering the cargo loading area. The X5’s tailgate’s top part raises up, but the bottom part lowers, getting in the way of loading and making an uneven surface for sliding cargo.

Payload

The 4Runner has a higher maximum payload capacity than the X5 (1550 vs. 1477 lbs.).

Ergonomics

The 4Runner’s instruments include an oil pressure gauge and a temperature gauge - which could save your engine! Often ‘idiot lights’ don’t warn you until damage has been done. The X5 does not have an oil pressure gauge.

To improve rear visibility by keeping the rear window clear, the 4Runner has a standard rear fixed intermittent wiper with a full on position. The rear wiper standard on the X5 only has an intermittent setting, so in a hard rain visibility isn’t as good.

The 4Runner TRD/Limited/Platinum/Trailhunter has a 115-volt a/c outlet in the cargo area, allowing you to recharge a laptop or run small household appliances without special adapters that can break or get misplaced. The X5 doesn’t offer a house-current electrical outlet.

Model Availability

The 4Runner is available in both rear-wheel drive and four-wheel drive configurations. The X5 doesn’t offer a two-wheel drive configuration.

Recommendations

Consumer Reports® recommends the Toyota 4Runner, based on reliability, safety and performance.

The Toyota 4Runner outsold the BMW X5 by 30% during 2025.